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Who we are
Sempre Mortgages & Protection
At Sempre Mortgages & Protection we believe that the customer should ALWAYS come first in everything that we do. We will ALWAYS strive to give the best customer experience possible when helping our clients with their Mortgage & Protection requirements.
Our honest and hard-working approach to helping our clients means that you can rest assured that you are in good hands, dealing with a company who will ALWAYS do what’s right for you and go the extra mile to help you achieve your goals.
Long term relationship building with our clients is at the heart of what we want to achieve by offering great customer service, helping our clients through every step of the journey they take with us.
What we do
Our Services
We provide an extensive array of services tailored to your needs, whether it's your initial venture into homeownership, refinancing, or investing in a Buy-to-Let property. Additionally, we specialise in securing various insurance benefits for you such as Life Insurance, Critical Illness Insurance, Income Protection & Family Income Benefit. Our network extends to skilled solicitors, who we can refer you to, and reputable insurance providers, ensuring comprehensive support throughout your journey.
Life And Critical Illness
Protecting Your Future with Sempre Mortgages & Protection - Your Life & Critical Illness Insurance Partner!
Buy to Let
Invest with Confidence with Sempre Mortgages & Protection - Your Buy-to-Let Mortgage Partner!
Remortgaging
Unlock New Possibilities with Sempre Mortgages & Protection - Your Remortgaging Partner!
Family Income Benefit
Securing Your Family's Future with Sempre Mortgages & Protection - Your Family Income Benefit Partner!
WHY CHOOSE US
Our Benefits
Long term relationship building with our clients is at the heart of what we want to achieve by offering great customer service, helping our clients through every step of the journey they take with us.
Informed Decision-Making:
Gain clarity on your purchasing power with a detailed cost-of-moving analysis, empowering you to make informed decisions about your property investment.
1 – Efficient Market Research:
Save valuable time as I conduct thorough market research on your behalf, ensuring you access the best mortgage options available.
2 – Exclusive Rates Access:
Gain access to competitive rates not available to the public, maximizing your savings over the life of your mortgage.
3 – Extensive Experience:
Benefit from over a decade of industry expertise, providing you with seasoned guidance and insight into navigating the mortgage landscape.
4 – Client-Centric Approach:
Experience dedicated and hardworking service committed to achieving the best outcomes for you. Your interests always come first.
Our Process
Get reliable & Honest Mortgage Advise for you or your business.
Our service is all about putting the customer first. Learning about what it is you want to do and then taking that stress out of your hands. We do all the work finding the best solutions for you or your family
Get In Touch
Simply Fill in your details on the contact us page or email us and someone will contact you to discuss your needs and requirements.
We Organise
One of our knowledgably advisers will gather the necessary information and do the required full market research needed to make a recommendation tailored to your needs
You Relax
Once you are happy, we will take care of the full mortgage and protection application process from start to finish taking all of the hassle out of your hands.
About Us
At Sempre Mortgages & Protection, we bring over a decade of experience to the heart of your homeownership journey. Established with a commitment to honesty, integrity, and genuine client support, we pride ourselves on being more than just mortgage advisers – we are your dedicated partners in turning your homeownership dreams into reality.
Our Fees and Charge
Insurance
We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.
You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.
Mortgages
A fee of up to 1% of the loan will be charged, 50% payable on application and 50% payable on receipt of the mortgage offer, subject to a minimum fee of £349. For example, on a £200,000 loan this would equate to a fee of £2,000.
The total fee will be based on your personal circumstances, employment record and credit history. We will provide you with written confirmation of your fee prior to the commencement of any chargeable activity.
(Refunds)
You will not receive a refund if your mortgage or loan does not go ahead.
(Procuration Fee)
We will also be paid a procuration fee by the lender. The amount of the procuration fee will be disclosed to you.
You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us.
If an application is submitted to a lender via a packager (a 3rd party specialist) we will be paid commission by the packager. This will be disclosed to you.